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✦ 46 Free Calculators

Smart Calculators for Smarter Financial Decisions

From SIP to retirement planning — get visual insights, not just numbers. Free forever, no sign-up required.

💡 Only 3% of Indians invest in mutual funds ⚠️ 40% have zero life insurance 📉 78% lack a 3-month emergency fund 📊 Avg Indian saves just 5% of income

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Most Popular

Our Most-Used Calculators

The tools that help lakhs of Indians plan smarter every month.

See your wealth grow with monthly investments and compound returns.

Plan your home, car or personal loan EMIs before you commit.

Income Tax Calculator

Compare old vs new tax regime instantly and find your best option.

Salary Calculator

Know your exact take-home pay after all deductions and allowances.

Calculate fixed deposit maturity value across any tenure and rate.

Retirement Calculator

Plan the retirement you deserve. Know your corpus target today.

Maximize your Public Provident Fund returns over 15 years.

Rate your overall financial health out of 100 with personalised insights.

The Numbers That Matter

India's Financial Reality

These numbers show why planning matters more than ever.

₹47L

Average retirement savings gap per household

3%

Indians actively investing in mutual funds

68%

Working adults with no retirement plan

₹2.1Cr

Estimated lifetime earnings of avg salaried Indian

Complete Suite

Every Calculator You Need

Organised by category. Each with visual charts and detailed insights.

Project your SIP returns with compound interest visualisations.

Step-Up SIP Calculator

Model annual SIP increases to see the power of growing contributions.

Lumpsum Calculator

Calculate the future value of a one-time mutual fund investment.

Calculate fixed deposit maturity value across any tenure and rate.

Find out how much your recurring deposit will be worth at maturity.

Maximise your Public Provident Fund returns over 15 years.

Estimate your National Pension Scheme corpus and monthly pension.

Track your Employee Provident Fund balance and projected returns.

Sukanya Samriddhi

Plan your daughter's future with the SSY scheme calculator.

Compare historical returns: gold investment vs equity SIP side by side.

Plan your home, car or personal loan EMIs before you commit.

Loan Eligibility

Find out how much loan you can get based on your income and profile.

CIBIL Score Estimator

Estimate your credit score based on your financial behaviour.

Income Tax Calculator

Compare old vs new tax regime instantly. Find your best option.

Calculate your House Rent Allowance exemption and tax savings.

Capital Gains Tax

Calculate STCG and LTCG on stocks, mutual funds and property.

Term Insurance Calculator

Find the right life cover amount based on your income and liabilities.

Health Insurance Estimator

Estimate the right health cover for you and your family.

Salary Calculator

Know your exact take-home pay after all deductions and allowances.

Retirement Calculator

Plan the retirement you deserve. Know your corpus target today.

Real Estate vs SIP

Rent and invest or buy property? Compare both paths over time.

Rate your overall financial health out of 100 with personalised insights.

ESOP Exit Calculator

Post-tax proceeds from your startup ESOP at exit. Perquisite + capital gains.

RSU Tax Calculator

India tax on Google, Microsoft & Amazon RSUs. DTAA benefit included.

ESOP vs Higher Salary

Which job offer is actually worth more? Break-even exit valuation.

Equity Dilution Simulator

Simulate cap table dilution across Seed → Series C. See founder ownership at exit.

NRI Tax Calculator

Residential status, DTAA relief, FEMA limits & India income tax for NRIs.

Freelancer Tax Calculator

44ADA vs regular filing, advance tax schedule & quarterly dues for freelancers.

Home Loan Prepayment

Prepay EMI vs invest the same money — which saves more after tax?

FIRE Calculator

India-specific early retirement with 6.5% inflation, healthcare & parent care costs.

Kid Education Cost

IIT, MBBS or foreign MS — how much to save monthly at 10% education inflation.

Job Switch Calculator

Compare offers, break-even timeline & 36-month cumulative earnings projection.

Marriage Planning

Wedding budget, SIP target to reach it & post-wedding financial checklist.

Divorce Settlement

Fair asset split, alimony estimate & financial restart plan post-separation.

Sudden Wealth Planner

Windfall from startup exit or inheritance — tax, allocation & FIRE factor.

Real Hourly Rate

CTC ÷ actual hours (commute + weekend + prep) = your real ₹/hour.

Rich Uncle Calculator

What if every shaadi/birthday gift was invested in Nifty 50 since birth?

Chai & Coffee Habit Cost

Daily chai + coffee → 30-year opportunity cost if invested instead.

Baccha Kitna Mehenga Hai?

Total cost to raise a child 0–22 years by city, school & college type.

Am I Replaceable at Work?

Role, skills, experience → replaceability score & weeks to replace you.

LinkedIn Worth Calculator

Connections + posts + engagement → influence score & salary premium.

Corporate Jail Release Date

Net worth + savings → exact date you can quit your job forever.

WhatsApp Drama Tax

Family group drama time → money wasted & lifetime opportunity cost.

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Cousin Ranking Calculator

Aunty Algorithm™ ranks you vs cousins on salary, job, city & marriage.

Bangalore Traffic Tax

Daily commute → life hours lost, money wasted & CO₂ per year.

Am I Underpaid?

Salary percentile by role × city × experience × company tier.

Instagram Life Cost

Screen time on IG/YT/WA → life years lost & ₹ opportunity cost.

Doomsday Corpus

Worst-case emergency fund for job loss, medical crisis & home loan default.

Know Your Financial Health Score

Answer 15 quick questions about your savings, investments, insurance and goals. Get a personalised score out of 100 with actionable insights.

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