☕ Enter Your Chai-nomics
Office chai, vada pav, bun maska, filter coffee, corporate cafe — all of it
How long you plan to keep this up
If you invested instead (index fund: 12%, FD: 7%)
Used to calculate your age when the habit ends
Opportunity Cost of Your Chai Habit
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What your chai habit costs you in wealth foregone
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Total actually spent
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Wealth foregone (returns lost)
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Real cost per cup
📊 What You Spend vs What It Could Become (Every 5 Years)
Wait — before you panic. 🧘
This isn't saying don't have chai. Chai is sacred. It's saying: if you can invest even half of your habit money while keeping the rest for joy, watch what happens.
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Just by investing half your daily chai spend, you'd still build serious wealth.