Each company has different brokerage platforms, vesting schedules and TDS practices. Pick your employer for a tailored RSU tax guide — covering perquisite tax, LTCG, Schedule FA and ITR-2 filing.
24-month LTCG holding period · Schedule FA required · Charles Schwab / E*TRADE / Fidelity brokerage accounts
12-month LTCG holding period · No Schedule FA · Taxed as listed equity shares
Enter your vest date, stock price, shares and income — get a full breakdown of perquisite tax + capital gains in seconds.
RSUs are taxed at two stages. At vesting, the market value of shares is treated as salary (perquisite) and taxed at your slab rate — your employer deducts TDS. At sale, the gain over the vesting FMV is a capital gain: short-term (slab rate) if held less than the required period, long-term (12.5% for foreign stocks, 12.5% with STT for Indian stocks) if held longer.
For foreign-listed stocks (Google, Microsoft, Amazon etc.) the LTCG holding period is 24 months and you must report the shares in Schedule FA of ITR-2 every year — even if you sold all shares by March 31, as long as you held them on December 31. Missing Schedule FA can attract a penalty of ₹10 lakh under the Black Money Act.
For Indian-listed stocks (Swiggy, Zomato) the LTCG holding period is 12 months and there is no Schedule FA requirement — they are taxed like any other listed equity shares with STT paid.
Disclaimer: This page is for educational purposes only and is not financial or tax advice. Consult a CA or tax professional for your specific situation.